Independent financial advisor Elena Savina

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ladimir Chernov, an analyst at the international broker Freedom Finance Global, believes that the introduction of biometric data collection in banking applications may increase the number of users who will find it more convenient to go through the procedure, but is unlikely to significantly affect the volume of payments via QR codes or the Fast Payment System (FPS): "Citizens can still submit biometric data in various ways, including remotely. However, many Russians, especially the older generation, are wary of submitting biometric data and using it in payments due to the growth of fraudulent schemes, the introduction of artificial intelligence and cybersecurity shortcomings. Therefore, a mass transition to biometric payments may take a significant amount of time."

believes that the introduction algeria whatsapp number database of biometric data collection in banking applications will complement the payment options via QR code and SBP: "Many people are wary of this technology, since the ability of artificial intelligence to generate doubles and repeat a person's voice can provide fraudsters with additional opportunities to access a bank account. Even now, many people try not to say yes or no when calling from an unknown number. New technologies will always cause mistrust. Therefore, there will always be people who will pay the old-fashioned way and use more reliable payment methods. And in this case, payment via QR code or transfer via SBP looks more secure."

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The Unified Biometric System will have a Moscow segment
A public discussion of the draft resolution of the Ministry of Digital Development of the Russian Federation on the creation of a regional segment of the Unified Biometric System (UBS) in Moscow has started. The document was initiated by the Moscow government. Russians will be able to register biometrics both in the "Gosuslugi Biometrics" application and in a separate "city" application.