Future plans include expanding the scope of the information

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"The penetration level for MTPL is very high, it is comparable to countries with a developed insurance market, but the same cannot be said about CASCO insurance of vehicles. Less than 10% of all vehicles in operation have CASCO insurance contracts. The creation of a common, unified information system will russia whatsapp resource make the market more transparent for both policyholders and insurers, will increase trust and simplify access of products to policyholders. We believe that the AIS insurance will facilitate the development of insurance products and services - primarily related to the process of settling losses, which is the most important customer-oriented function, the task of insurers - focused on the development of insurance on a national scale," said a representative of the RSA press service.

system to other types of insurance. "NSIS" sees it possible to include types of insurance related to servicing individuals (VHI, NS, VZR, life insurance). The speed of movement in this direction depends on the development, on the order from insurers and on the position of the insurance market regulator and shareholder - the Bank of Russia.

The system with a full set of functions will be launched on October 1, 2024. It will include data verification before concluding an OSAGO contract, the functions of an insurance history bureau as a mechanism for preventing or reducing insurance fraud, interaction with federal executive authorities (FEA), and the full functionality of the user's personal account on the NSIS website.

Nikolay Galushin, CEO of NSIS, explained the reasons for the reduction in insurance fraud: "The main paradigm is that the AIS insurance is a client-centric model. Everything is built on the fact that this is not an information system of the community of insurers who deal with one type of insurance, but an attempt to protect the interests of users. The system becomes more transparent and accessible in terms of information to those who buy insurance. Indirectly, this affects the level of insurance fraud. It will decrease naturally, because on one platform you can see the characteristics that indicate signs of fraud. And a decrease in the level of insurance fraud affects the fall in insurers' expenses on protecting their interests, and this leads to a decrease in tariffs. They become more personalized. This should lead to systemic changes, and insurance will have a different level of significance in our country."