Recalculate a mortgage
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The main criteria that banks look at:
Reliable source of income
Having a formal job or a stable business thailand business email list reduces the risk of non-repayment of borrowed funds. This is one of the key factors that influence the loyalty of a lender.
Amount of official income
When assessing the solvency of a client, bank employees compare his income and expenses. It is recommended that the proportion of all debts of an applicant to monthly income should not exceed 40-50%.
Family composition and presence of dependents
Many financial institutions calculate the living expenses of each family member to decide on the possible loan amount.
Credit history
If a client consistently violates payment discipline, the probability of approval is extremely low. The "Credit Doctor