We will explain why not all banks accrue cashback for paying for housing and utility services. Most often, users pay for utilities according to the details of suppliers. Such payments are not considered payment for services in the eyes of the bank (unlike, for example, the situation when you pay for the work of a hairdresser or a taxi driver), so cashback is not accrued for these expenses.
Such transactions are assigned MCC code 4900 - some banks indicate them in the payment information. Many financial institutions charge a commission for transferring money for transactions under this code.
When choosing a bank card, find out in advance for which malaysia whatsapp number categories the bank accrues cashback and whether housing and utility services are included in them. For example, when paying such receipts with a Halva card, Sovcombank will return 1% of the amount paid to the account.
There is another option with a cashback return on a bank card - if it is based on the Mir payment system. All users of the Mir card can receive 1% cashback for paying for housing and communal services under the promotions held by the National Payment System. Find out about all the current offers on the website privetmir.ru.
If you have a virtual Mir card from Sovcombank, then you need to choose it to participate in the promotions.
Maria found herself in a difficult situation and did not pay her housing bills for five months - from November to March. The average amount on the receipt for Maria's apartment in the cold months is 8,500 rubles.
Let's do the calculation: 8,500 x 5 = 42,500 rubles.
The woman paid the debt with a Mir card and returned 425 rubles.
Some heating and electricity suppliers offer special payment forms on their websites. There are also payment services, such as "Kvartplata+" from the Federal System "City", their use is already considered payment.
To do this, type a commercial query
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