SNILS is a document that almost every person in Russia has, but we rarely use it. It is requested by employers when applying for a job, bank employees when issuing a loan, and registrars at a clinic. In all these cases, the use of SNILS is regulated by law. But it happens that this document falls into the hands of fraudsters. We will tell you how they can obtain and use it, as well as how to protect yourself from fraudsters.
What is SNILS?
This abbreviation stands for "insurance number of an individual personal account". The number consists of 11 digits and is used in the pension insurance system. That is why the employer needs it - for pension contributions. This number does not change during life, even if you change your passport and surname.
Bank employees ask for SNILS only because a second document germany mobile database confirming the borrower's identity is required to process a loan. This could be a driver's license, military ID, passport, and some others, but only SNILS is available to everyone. Bank employees cannot demand a specific document; it is provided at the borrower's discretion.
SNILS may be required in the following situations:
to receive a pension and some other benefits (for example, maternity capital);
for registration on State Services and other government websites;
when registering a child for kindergarten or school;
when registering at a clinic (to receive free medical services).
Not all government agencies have the right to request SNILS on legal grounds. To protect yourself from fraud, you need to understand who you can and cannot tell your personal account number to.