"The most important thing is to try not to overregulate this area.

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This thesis was voiced by the Chairman of the Board of PJSC Sberbank of Russia Herman Gref at the forum of innovative financial technologies Finopolis 2023. He considers this step on the part of the state to be the most correct one for Russia to become a leader in the global market in the field of artificial intelligence (AI).

This is the most the state can do. We malta whatsapp number database see examples where the US and China use AI and at the same time create all the conditions for its development without excessive regulation. But there is also the European approach, where first comes the digital directive, and then the principles of regulating AI, which have actually killed its development. Therefore, all large companies are trying to relocate outside the European Union. It is very important for us not to repeat this. So far, the Russian government understands this well, and the Bank of Russia approaches the situation soberly. But in addition to this, we need huge capacities, in which we are far inferior to the Americans, and science, which must be vigorously moved forward. Of course, competition is very important, which makes our industry move. In this regard, everything is fine. Sovcombank, Alfa-Bank, VTB, Tinkoff are strong competitors who quickly learn and adapt," said German Gref.

Minister of Digital Development, Communications and Mass Media of the Russian Federation Maksut Shadayev outlined the stages for achieving world leadership in the field of AI: "From the regulatory point of view, we need to find a balance between removing the barriers that exist for the implementation of AI, and at the same time not falling into the trap of excessive regulation. Another problem is personnel. We need an elite that will move things forward. We need to graduate at least 500 people (future top managers - ComNews note ) per year who will promote AI as a big technology. In addition, we must implement AI technologies in healthcare and education, thereby removing public fears around this. And from the market point of view, we need to form large state data centers, competitive access for developers to them so that they can compete with each other."

Moscow Mayor Sergei Sobyanin believes that regulation can only begin after achieving a leading position in the world: "The region that has more rights develops the most and quickly. The more powers go from top to bottom, the more the system begins to develop. When regulating, it is necessary to leave niches for large systems to compete with each other. And the regulator should provide such an opportunity as much as possible, even with certain risks. We do not need to strive to create an ideal regulatory system. We must correlate the safety of a person's personality, economic consequences and opportunities for this. Therefore, as for the regulation of AI, let's first achieve at least some leading positions in the world, join this club and only then begin to regulate the industry. But until we are leaders, there is nothing good in regulation. Let business work with anonymized data and move forward."

Alexander Krushinsky, Director of the Voice Digital Technologies Department at BSS, a company developing and implementing automated remote banking and financial management systems, is confident that there is no need to regulate the AI ​​market: "At the moment, the risks are not obvious, and if we start regulating AI, there will inevitably be a temptation to take the easiest path - to introduce prohibitive measures for risks that are obvious from the current position. For example, a logical, at first glance, measure of mandatory indication of the authorship of AI when generating texts will lead to the need to add this postscript to half of the press releases. Also, restrictive measures will definitely hinder the development of the industry. The same attempt to regulate the collection of biometric data, despite its undoubted benefits from a security point of view, slowed down the use of biometric voice technologies for several years. At the same time, it is worth monitoring the consequences of using AI, analyzing the risks that arise, and developing protective measures. But there is no need to rush to introduce restrictive regulation."

Also at the Finopolis 2023 forum, the President and Chairman of the Management Board of PJSC VTB Bank Andrey Kostin, as part of the discussion, proposed assigning a state asset to each large bank. "For example, shipbuilding, which we actively finance, can be assigned to VTB, let Sber deal with AI, Alfa-Bank also needs to choose a direction that they can handle," said Andrey Kostin.

His idea was supported by the CEO of Alfa-Bank Vladimir Verkhoshinsky: "In this regard, we can follow the path of South Korea. One of the secrets of its economic growth is chaebols. These are mega-corporations to which the state has given specific tasks. Something for Samsung, something for LG, something for Hyundai. For 20 years, they have been engaged only in these designated industries. I am sure that the same scheme can take root here."