Every person with a verified account on the State Services portal has this opportunity. To order a report, follow these steps:
Request information from the Central Control and Information Bureau of Credit Histories (CCI) about the credit bureaus that store information about you.
Get the list - it can be seen in your personal account on the State Services portal.
Go to the websites of these credit bureaus, log in to them via State Services or confirm your account in a similar way.
Request a credit report.
After some time it will be generated and displayed in your personal account.
Usually it takes time to generate a report. In most cases, the anhui mobile number database system creates it within a few minutes, but sometimes the process can take up to several days. If after a long time the credit report still has not appeared in your personal account, contact the BKI support service using the contacts listed on the company's official website.
How to find out your credit history through the Bank of Russia
Here everything is a little more complicated - you will need a subject code, with the help of which the system will be able to identify you as a borrower. Sometimes a combination of numbers and Latin letters is specified in credit agreements, in some cases it is also worth clarifying with previous creditors. If you cannot get a code in these ways, you should generate it through any bank or BKI. Such services are in the list of offers, but they are almost always paid.
Once you receive the code, go to the Bank of Russia website and send a request to obtain a list of the credit bureaus that store your information. The list will be sent to the email address you specified. Next, you will need to go to the websites of the credit bureaus from the list and request credit reports. The algorithm is identical to requesting information through the State Services portal.
How to check CI through intermediaries
These are paid services that will also require your consent to carry out the procedure. The cost is set by commercial organizations individually - the average price of a credit report requested through intermediaries is 2-3 thousand rubles.
The company will operate according to the algorithm that we have already described:
will send a request to the Central Control and Inspection Committee;
will receive a list of credit bureaus where the client’s data is stored;
request credit reports on his behalf;
will provide the results obtained.
At this stage, it is very important to choose a reliable company with a good reputation - often under the guise of intermediaries there are scammers seeking to get hold of your personal data. Therefore, it is worth carefully checking the contractor before the transaction.