Working ways to save money

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There are several ways to help you save and increase your savings.

Read on the topic:

6 Fun Ways to Save Money

Financial cushion for business: how to put aside part of the profit for a rainy day

The "4 envelopes" system:

How it works : Divide your budget into nepal whatsapp phone number four parts: mandatory expenses, investments, funds for the week, and a “piggy bank”.
Advantages : Simple and clear method, helps to save and control expenses.
Disadvantages : Not flexible enough for those who frequently face unusual expenses.
Deal with recurring expenses:

What you need to do : Set aside a fixed amount for fixed expenses (utilities, loans, subscription fees) and plan to pay them on the same day.
Advantages : Provides stability and control over regular payments, freeing you from the need to constantly monitor them.
Disadvantages : Not effective enough for those who cannot pay all their regular expenses at once.
Technique "6 jugs":

How it works : Divide your budget into six parts: mandatory expenses, savings, safety cushion, entertainment, investments, charity.
Advantages : Allows you to determine priorities and direct funds to various goals.
Disadvantages : More difficult to use, requires more detailed planning.
"Collecting tails":

How it works : Round up amounts and transfer the "tails" to a separate account, forming a reserve fund.
Advantages : Simplicity, does not require additional efforts, helps to gradually accumulate a small amount.
Disadvantages : Not suitable for quickly accumulating a large amount.
The 10% Rule: