Advantages and risks of investment life insurance

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This includes situations provided for by the contract. Be sure to ask the insurance company when cases will not be considered insured. Simply put, when you can not count on payments. Also find out what documents and within what time frame you must provide the insurance company upon the occurrence of an insured event.

Investment. This is a portfolio of financial assets that the moj data insurer manages. It includes stocks, bonds, and what was mentioned above. It is important to remember that you are first and foremost taking out an insurance product. That is, despite receiving investment income, the policy should work as protection against damage to health and life.


The money you transfer is recorded as an insurance premium. When the money is returned to you, this is considered an insurance payment. Investment income life insurance premiums The cash contributions that the insurance company received from the insurer also include 2 parts: Warranty 100% of the money from this part will be returned to the client at the end of the period during which the agreement is valid. The insurance company invests its finances in objects protected by the state or regulator. For example, OFZ, deposits of the country's leading banks. In government and municipal securities. They do not bring much profit.