Use the escrow service provided by the platform to protect your funds until the transaction is completed.
Do not send money before the official transaction has started on the platform.
Until the coins have arrived in your account, do not confirm the completion of the transaction under any circumstances!
P2P platforms are the most popular services for buying cryptocurrencies for rubles. But they are associated with certain risks: fraudsters often try to use them to launder money obtained by criminal means. In this case, the participant in the transaction, that is, the buyer, may be involved in a money laundering scheme. This is the so-called "triangle" fraudulent scheme.
What is the triangle scam?
The biggest risk is cryptocurrency sales. Fraudsters want to buy cryptocurrency for rubles stolen as a result of fraud. The "triangle" scheme works like this: the fraudster acts as an intermediary between two victims. He buys cryptocurrency on a P2P platform and simultaneously finds the victim by phone, convincing them to transfer money to a "safe tunisia mobile database account" that actually belongs to the seller of the cryptocurrency. The seller, having received the payment, sends the cryptocurrency to the fraudster, believing that the deal is honest. The victim loses money and goes to the police, the seller looks like a fraudster, because he received the money into his account, and the real criminal disappears with the cryptocurrency. Therefore, it is important to make sure that the buyer of the cryptocurrency and the sender of the money are the same person.
"Unfortunately, there are many types of fraud, so it is necessary to strictly follow the instructions of crypto exchanges for making transactions on P2P platforms. This will reduce the risk of encountering an unscrupulous counterparty," Ryan Lee emphasizes.
How to Buy Bitcoin on a Crypto Exchange in 2025
Photo - © Sergey Starush / Lori Photobank
It is usually impossible to buy cryptocurrency for rubles on large crypto exchanges, since most of them do not support balance replenishment in rubles. But on the spot market of crypto exchanges, it is most convenient to exchange one cryptocurrency for another. For example, you can buy the stablecoin USDT (Tether), which is sold in almost all crypto exchanges and on P2P markets, and then exchange it for bitcoins or other cryptocurrencies that are not available in regular exchange services. For example, for Cardano, Stellar, Avalanche or memecons Shiba Inu or $TRUMP.
This process is similar to how the currency market works: buying dollars on the exchange can be more profitable than at an exchange office, but this requires opening a brokerage account. Similarly, to trade on a crypto exchange, you need to create an account. However, registering on a crypto exchange is usually easier and faster than opening an account with a traditional broker.
“When choosing a crypto exchange, you should pay attention not only to the trading volume or a wide list of traded cryptocurrencies, but also to the technological component: how much attention the exchange pays to security, whether there were cases of hacker break-ins and how the exchange resolved the situation with users in such a case,” notes Tehnobit CEO Alexander Peresichan.
How to Create an Account on a Crypto Exchange in 2025: 4 Steps
Registration: Register on the crypto exchange of your choice by providing your details and going through the identity verification procedure (if required).
Balance replenishment: Transfer your cryptocurrencies to the exchange. To do this, simply copy the exchange wallet address and send funds from your personal wallet.
Spot Market Exchange: Once you have topped up your balance, select the desired trading pair (e.g. USDT/BTC) and make a trade. Crypto exchanges have hundreds of different cryptocurrencies available, so the choice is much wider than on crypto exchanges or P2P platforms.
Withdrawal: If necessary, transfer the purchased assets back to your personal wallet.
Thus, although direct purchase of cryptocurrency for rubles is not possible on most exchanges, the use of an intermediate cryptocurrency allows you to effectively acquire the necessary assets on favorable terms.