While you are paying off your mortgage, your apartment is owned by the bank. This means that you cannot dispose of it freely. To sell it and buy a new one, you need to obtain permission from the bank, the SFR, and also fulfill several other conditions.
After you pay off part of the loan with maternity capital funds, there may be a very small debt left. To pay it off and enter into rights, you can apply for a non-targeted consumer loan.
It is believed that non-targeted loans are less profitable, as they have higher rates. But taking into account the home insurance, which is valid for the entire loan period, servicing a mortgage loan is often more expensive. Even if the insurance policy has already been paid or is included in the cost of the loan, after early repayment you can request part of the amount paid for the remaining term of the insurance.
Banks often offer more favorable lending terms to verified belgium mobile database borrowers. Try to find a favorable rate so as not to pay more interest than was in the mortgage loan.
At Bank Sinara you can takecreditup to 3 million ₽ for up to 5 years and with a 0% rate guarantee. To do this, you need to connect the “Manage easily” service package when signing the loan agreement, and also apply for a Universal card.
Make payments on time, do not use credit holidays and early repayment, actively pay with the Universal Card, and we will return all the interest paid to you. The service is available only for loans issued for a period of 4 years or more.
The information in the article is current at the time of publication. Financial conditions may change. Please check the current data on the page of the product you are interested in. The Bank is not responsible for the use of outdated information.