The methods of replenishment depend on the country of the issuing bank, as well as on the bank in which the Russian account is opened. For example, if a Russian bank falls under sanctions, then it will not be possible to use SWIFT transfers, Zolotaya Korona and other payment services.
Russian bank card
Currently, sanctions apply to cards of Western payment systems (Visa, MasterCard, American Express) and Japanese JCB. The Chinese UnionPay system and Russian Mir have become an alternative to these operators. Cards of these payment systems can be issued in Russia and used abroad.
UnionPay
The UnionPay system is represented in 180 countries, including Europe and America. Formally, cards of Russian banks connected to this payment system are serviced in all regions covered by UnionPay. But in fact, our UnionPay is not accepted everywhere.
Many travelers complain about problems with cash qatar mobile database withdrawals and payment for purchases. There is no official information about whether these problems are related to sanctions against Russia. Often, the possibility of service depends on a specific device: a cash terminal or an ATM. And in order to withdraw cash, you have to go to several ATMs.
There are also known problems with ATMs from the Euronet provider. This is a company that services ATMs in Europe and the United States. Since the end of July 2022, the provider has suspended work with cards from some banks, explaining the restrictions by the rules of payment systems and regulators in the United States and the EU. The company has not published an exact list of blocked banks.
Recommendations for travelers who plan to use UnionPay abroad:
Before your trip, check with your bank where you can use your card;
Please remember that the UnionPay logo on an ATM is not a guarantee that the machine will accept the card;
If the card does not work in one terminal, this does not mean that it will not be accepted anywhere: try to carry out the transaction in another place;
Follow the information in chats and forums for the country you need: users share their experiences and mark points where you can use Russian UnionPay.